‘Business as usual’ is never usual.

Unpredictable is the new norm. How we do business has changed. So have the risks.

 
 

BUSINESS INSURANCE

Proactive risk advice for a changing marketplace.

Building a business is challenging work. Building and adapting a business to an unpredictable market presents another challenge that could expose unforeseen liability. Our team of risk insurance advisors provide industry-specific insight and guidance designed to protect businesses throughout their entire lifecycle.

 
 

  • Building a business is challenging work that often requires leadership to wear many hats. Staying up to date with changes in the insurance industry shouldn’t be one of them. Our business specialists have an ethical and legal obligation to protect our clients. As brokers our buying power gives us the leverage we need to find the right specialized coverage at the industry’s most competitive rates. Our business clients think of us as more of an in-house risk analyst than an insurance brokerage.

  • Insurance claims don’t wait for you to catch up. We don’t like when people are late either. With TIZ, your company has access to a dedicated account team that can address claim concerns quickly and effectively.

  • The business insurance landscape varies greatly from industry to industry. The TIZ team is made up of insurance veterans with specific areas of expertise. We are insurance specialists.

  • As a brokerage our clients are not limited to only one insurance company. We leverage our buying power and choose the best insurance carrier for your company.

 

To compete in a growth market, businesses need partners with a growth mindset.

 
 

THE TIZ PROCESS

The TIZ approach always starts with getting to know your business and help you to understand what you’re covered for, how the process works and how we identify excess or exposures in coverage.

Our opinion is that educating and informing comes before selling. Our “Coverage Confidence” approach creates a more informed client who is better prepared to make the right insurance coverage decisions.

 

EVALUATE

As your advisors, we get to know you and understand and identify the risks you may face.

MANAGE

Rely on us to simplify the insurance process and to advocate on your behalf to the insurance company.

CONTROL

Count on us to be there for you every step of the way so you always have the right coverage for your insurance needs.

PROTECT

We ensure your coverage and make sure your policy is current to minimize gaps in protection.

 

Backed by the nation’s best carriers.

 

“Sean and the TIZ team seamlessly integrated with our organization. We feel more informed, more protected and ultimately have more confidence in scaling the business.”

BUSINESS INSURANCE- CASE STUDY

Management Consultants streamline risk management program.

A Florida-based management consultant specializing in developing airport services programs engaged the TIZ Group to consolidate their disjointed insurance coverages into a simplified, cohesive program. By organizing coverages that were previously purchased on an as-needed basis as the organization grew, the company was able to realize efficiencies overlooked by the prior approach.

THE OUTCOME

  • Aligned policy renewal/expiration dates to minimize administrative friction

  • Worked with management to forecast sales and payroll to avoid unexpected insurance audit charges

  • Established a consistent procedure to review customer insurance requirements and incorporate needed updates into the coverage program

 
 

BUSINESS INSURANCE- CASE STUDY

A software sales and consulting vendor finds exposures when trusting auto renewal agreement.

A software sales and consulting vendor providing logistics/supply chain solutions to defense and heavy-industry customers had let its insurance policies automatically renew without input from a broker for several years. Engaging The TIZ Group to actively manage their program, the insured realized immediate cost savings by pricing comparative coverage through alternate nationally-known insurance companies.

THE OUTCOME

  • Lowered pricing for equivalent coverage upon renewal

  • Took control of future expenses by understanding the elements driving insurance costs

  • Disrupted a cycle of constant overcharges and refunds for policies based on assumed rather than analyzed costs

 
 

 

ASKING THE RIGHT QUESTIONS

Sorry, you won’t find an instant quote feature here.

Your business, family and home are just too important to trust to an algorithm or hurried cursory questionnaire. Ensuring proper coverage requires proper due diligence. We have the experience to ask the right questions and understand the unique risks you may face. Unlike other insurance companies, we think you should have a personal relationship with a broker who actually cares.

 
 
 
 
 

PERSONAL INSURANCE

Protecting your family, home and property.

We get it, buying insurance isn’t something anyone wants to do. But it is something everyone needs to do to ensure the things you love the most are properly protected. Filing an insurance claim is never a enjoyable experience but it doesn’t have to be a painful one either. None of us wants to have to rely on their insurance but when they do, you want the right team on your side. From home, auto, property, liability and everything in between, TIZ has an expert team to help you build a program that will give you the confidence that you’re covered.